如何继承家人数字遗产中的非实体财产？

在中国，微信、微博、支付宝已经成为大多数人生活中必不可缺的一部分。由于微信、支付宝均具有支付属性，使用者通常会存放资金在这些账户中，那么在家人不幸过世又没有账户密码的情况下，家人应该如何继承这些非实体财产呢？

首先数字遗产中的非实体财产不仅仅包括微信、支付宝等，也包括了淘宝、京东等大量对接银行的消费或娱乐软件账号。使用者可能在其中保存了大量数字资产或虚拟货币等有价资产。从法律概念上非实体财产是一种“财产权”。家人自然是拥有对于财产权的继承权力。但是针对这些账户继承的要求每个公司的政策不一，对于家人来说需要格外注意。

支付宝：

客户在支付宝里的钱归客户所有，即便用户身亡，平台会严格遵守相关规定，一直为用户代为保管这笔钱及产生的收益，直到继承人来提取。通过支付宝购买的余额宝、基金、保险等产品，继承者都能赎回。相应地，若有花呗、借呗等债务，也需一并承担。依据继承法，顺位继承人可携带身份证信息、与账户持有者的身份关系证明、账户持有者的死亡证明等材料将账户中的财产提出、分配。如果在申请过程中遇到问题，个人可以通过起诉到法院，聘请律师，由律师向法院申请调查令，凭借被继承人的身份证号码，就可以到杭州支付宝大楼申请调查，该身份证名下的所有支付宝明细和余额。如果相关公司不配合，还可以向法院申请强制执行。

微信：

微信与支付宝一致，官方表示账号主体不得继承，微信账号所有权归腾讯公司所有。如果用户注册微信帐号后长期不登录该帐号,腾讯有权回收该帐号，由此带来的任何损失均由用户自行承担。微信账户余额、交易明细可由当事人提交或申请法院调查取证。一般情况下，在继承纠纷中，当事人主张继承被继承人名下微信内钱款，应提交被继承人生前微信交易明细，以确认应当作为遗产分割的微信账户余额。

国内大多数涉及资金的账号具有使用、所有权分离的模式，对于密码账号的索取可能存在一些难度，因此，数字财产顺利地遗留给在世亲人，最好做到以下两点：

① 通过第三方软件或平台设置定期确认，在长时间未登陆或未确认的情况下由系统将社交平台账号密码发送给家人；

② 使用其他载体（硬件）多渠道备份、保存这些关键密码和账户。

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In China, WeChat, Weibo, and Alipay have become an indispensable part of most people's lives. Since both WeChat and Alipay have payment attributes, users usually deposit funds in these accounts. How should the family inherit these non-physical properties when the family members pass away and do not have the account password?

First of all, the intangible assets in the digital heritage include not only WeChat and Alipay, but also the consumer or entertainment software accounts of a large number of docking banks such as Taobao and JD. Users may store a large number of valuable assets such as digital assets or virtual currencies. From the legal concept, non-physical property is a kind of "property right". Family members naturally have the right to inherit property rights. However, each company has different policies regarding the requirements for inheritance of these accounts, and family members need to pay extra attention.

Alipay:

The customer's money in Alipay belongs to the customer. Even if the user dies, the platform will strictly abide by the relevant regulations and will keep the money and the generated income for the user until the heir comes to withdraw it. The successors can redeem products such as Yu'ebao, funds, insurance and other products purchased through Alipay. Correspondingly, if there are debts such as huabai and borrowing, they must also be borne. According to the inheritance law, the successor in line can bring ID card information, proof of identity relationship with the account holder, and death certificate of the account holder to raise and distribute the property in the account. If there is a problem in the application process, the individual can file a lawsuit to the court, hire a lawyer, and the lawyer can apply to the court for an investigation order. With the identity card number of the deceased, he can apply for an investigation at the Alipay Building in Hangzhou, such as all Alipay details and balances. If the relevant company does not cooperate, it can also apply to the court for enforcement.

WeChat:

WeChat is consistent with Alipay. The official stated that the account subject shall not inherit, and the ownership of the WeChat account belongs to Tencent. If a user does not log in to the account for a long time after registering a WeChat account, Tencent has the right to reclaim the account, and any losses caused by this shall be borne by the user. WeChat account balances and transaction details can be submitted by the parties or applied to court for investigation and evidence collection. Generally, in inheritance disputes, if the parties claim to inherit the WeChat funds in the name of the decedent, they should submit the WeChat transaction details before the life of the deceased to confirm the balance of the WeChat account that should be divided as the inheritance.

Most accounts involving funds in China have a mode of use and separation of ownership, and there may be some difficulties in obtaining password accounts. Therefore, if digital property is successfully left to living relatives, it is best to do the following two points:

① Regular confirmation through third-party software or platform settings, and the system will send the social platform account password to family members if you have not logged in or confirmed for a long time;

② Use other media (hardware) to backup and save these key passwords and accounts through multiple channels.